Terms of Use & Statutory Disclaimer

Last Updated: October 2026

1. Acceptance of Terms

By accessing or using the Hisabat SA website and its calculation tools, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use.

2. Nature of Service & Informational Disclaimer

Hisabat SA is an independent digital calculation and informational platform. While all algorithms are meticulously programmed and cross-checked against Saudi Labor Law (Royal Decree M/51), ZATCA tax rules, and SAMA banking directives, results provided are for guidance and informational purposes. They do not constitute official judicial rulings or binding bank statements.

3. Intellectual Property Rights

All proprietary algorithmic models, design stylesheets, interface code, brand logos, and original statutory explanations on Hisabat SA are protected by copyright and intellectual property laws of the Kingdom of Saudi Arabia.

4. Governing Law

These Terms shall be governed and interpreted in accordance with the laws and regulations of the Kingdom of Saudi Arabia.